We recognize the benefit our team members recieve by providing them excellent options for insurance including: health, dental, vision, life and disability. The health and wellness of our emplyees and their families is extremely important and our insurance benefits clearly reflect that. Zernicke pays a very large portion of the cost of our employees' medical coverage. In addition, we offer a $100,000 life insurance policy to our employees absolutely free of charge. We also provide free short-term disability and have long-term disability options.